So last night was Belly Dancing workshop. I have to say that i thought 15 quid was rather expensive, but apparently the usual class price is 3 pounds, which is much more affordable.

It was a fun class though, and again it was great to see Joolz. I hope that we will be able to start meeting up again, as we were such good friends.

I need to work harder at my finances. I am still spending too much. I am tracking everything in MSMoney, but it doesn't seem to stop me spending.

So what can i do? I think i need to think a lot harder about going to the super market. The last two weeks i have spent a lot at Tesco's on the way home, but this Friday i won't need to as i still have frozen meals, and frozen fish.

I have a few things that i could sell on amazon or ebay, but no-one has bought anything yet.

So i need to be stricter with myself. My credit card debts are the worst offenders - 135 quid every month for nothing. But at least I am chipping away at them. I keep thinking, i should put all the money which isn't assigned for paying my regular bills into a different account, and then at least i know that i only have that to live off. I also need to keep to a shopping budget.

Or maybe i should empty my isa, as it gives me less money than i have to pay in interest charges, and pay off some of my debt. THis is quite a big step for me.

I always used to be very good with money, but the last few months have seen me slide further and further into debt.

As Sunday is the start of a new month, i think i will start sorting out my money into another bank account from then. I have two full months of tracking my spending, so i know how much i need. I shoudl also have another go at MSMoneys budget planner. I did start it, but it came up with slightly odd figures (eg telephone bill only paid yearly)..

posted by small 11:33 AM