Despite having to put a hundred pounds on a credit card to part pay for my car service last month, i hope to finally get rid of one of my cards next month. I had hoped to be debt-free (not including mortgage!) by March next year, but because of the hundred this has now had to slip to April. Still, it's quite close! I am slowly learning about proper budgeting, the fact that i don't pay my bt and water bill by monthly direct debit rather caught me out this month, so as of next month i am going to put a little aside into an account, so that when the quarterly bills for these come around, I can pay them straight away with ease. Then i guess the thing that really knocks me back is my car bills. I need to learn how to budget for these as they are usually a few hundred pounds.

I cannot wait til April. I guess the money that goes on credit cards could go part way towards car bills, and maybe part towards a holiday. After all, i haven't had a holiday since 1999! I think. Not a proper holiday anyway. A couple of weekends away, but i would love to be normal. SAdly that isn't going to happen. I mean a normal holiday with a boyfriend and you go somewhere hot and sunny for a week...i don't know.

I don't have any OU Fees for this month or December, so that goes straight for christmas presents. Which is good, because it means i'm not struggling. I am slowly, so very slowly getting my life sorted.

I still feel rather knocked for six. Tired. I haven't done anything for the past few weekends because of feeling ill, but i feel i shoudl go out and do something. Get some culture maybe.

posted by small 3:33 PM